AML & Compliance Solutions for the Payments Industry
Real-time monitoring for payment providers. Monitor and set unique rules for individual parties with diverse risk profiles in multi-party transactions.
Pingwire is a real-time AML and fraud-prevention platform for payment institutions, e-money institutions (EMIs), card acquirers, payment processors, and PSPs. It evaluates each party in a multi-party transaction independently, runs sanctions and PEP screening inline, and supports both card and account-to-account rails — including SEPA Instant, FPS, ISO 20022, and major card-scheme messages.
Real time monitoring
The system runs in real time and will notify you immediately about anomalies and transactions that may warrant further investigation.
Monitoring of multiple parties
Pingwire lets you monitor and set unique rules for individual parties with diverse risk profiles in multi-party transactions.
Customer due diligence
Combine customer information with transactional data to get a holistic view of customer behavior, enhancing the accuracy and effectiveness.
Payments & AML, answered.
Quick answers to the questions payments teams ask us most when they're evaluating Pingwire.
What types of payment institutions does Pingwire support?
Pingwire is used by payment institutions, e-money institutions (EMIs), card acquirers, payment processors, PSPs, and money remitters. The platform is designed to handle high-volume, multi-party transaction flows and integrates with both card and account-to-account rails.
How does Pingwire handle multi-party transactions?
Every party in a transaction — payer, payee, intermediary, merchant — can carry its own risk profile and rule set. Pingwire evaluates each party independently and against the full transaction context, so you can apply tighter screening to higher-risk counterparties without blocking legitimate flows.
Does Pingwire support real-time sanctions screening?
Yes. Sanctions, PEP, and watchlist screening runs inline, so payments can be screened before authorisation or settlement. Lists are refreshed continuously and you can layer your own internal watchlists on top of the standard global sources.
Which payment standards and rails does Pingwire integrate with?
Pingwire ingests ISO 20022, SWIFT MT, SEPA SCT/SDD, FPS, card-scheme messages (Visa, Mastercard), and bespoke processor formats. Pre-built connectors cover the major card processors, banking-as-a-service platforms, and ledger systems used by European payment companies.
How does Pingwire help with PSD2 and PSD3 compliance?
Pingwire's transaction monitoring, customer due diligence, and reporting workflows are aligned with PSD2's anti-fraud and AML requirements and the upcoming PSD3 / PSR changes. Every alert, decision, and case action is signed and exportable, so audit and supervisory reporting is a one-click export rather than a project.
How long does it take a payments provider to go live with Pingwire?
Median time-to-go-live for a payments customer is four to six weeks, including data ingestion, rule configuration, and analyst onboarding. Most integrations re-use existing connectors; bespoke processor formats add one to two weeks.
How does Pingwire pricing work for payment processors?
Pricing is usage-based and scales with monthly screened transaction volume rather than per-seat or per-module. There are no separate licences for sanctions screening, case management, or AI features — everything is included in a single transparent rate card.
Still have a question about payments?
Our payments specialists answer integration, scoping, and compliance questions in under one business day.